+1 for the filter.
Most filters, especially the cheaper ones, lack the quality coatings designed to reduce/prevent "filter flare". Internal reflections within the glass itself as well as reflections occurring as the light bounces off the surface of the front element after passing through air causes these inverted reflections. Lens makers go to great lengths to reduce such reflections within the lenses themselves as there are multiple layers of glass and air inside each camera lens. Putting a cheap filter on the front of a lens negates much of the efforts the lens makers did to prevent lens flare/reflections.
Also, UV filters are a waste on digital cameras, as the sensor already has a UV filter built into it. If you're looking to protect the front of your lens, use a hood designed for that lens. It's less costly than a filter (comes free with some lenses) and won't cause shards of broken glass should the lens get dropped.